Privacy Policy

Divorce Financial Solutions, LLC

Privacy Policy

Updated: August 15, 2014

Welcome to the website of Divorce Financial Solutions, LLC (“DFS”). The following privacy policy (the “Privacy Policy” or “Policy”) states DFS’s policy relative to the information, including personal data and other information, collected from visitors to www.divfinsolutions.net and www.divfinsolutions.com (each, the “Website”) by the Website and any functionality and services offered on or through the Website.

Your Consent
DFS reserves the right to update or modify this Privacy Policy at any time and from time to time without prior notice by posting the updated Privacy Policy on this page. By using the Website, you consent to this Privacy Policy. Your continued use of the Website indicates acceptance of those modified terms.

Information Collected
When you visit DFS using this Website, DFS may collect personal data from you. The data collected includes the following:

Personal Information. DFS only collects personally identifiable information on a voluntary basis. This information is provided to DFS by the visitor through the completion and submission of forms, inquiries, and other similar means. “Personal Information” may include, but is not limited to, a visitor’s name, address, telephone number, and e-mail address. By voluntarily providing DFS with Personal Information, the provision of such information indicates the visitor’s consent to DFS’s use of the Personal Information in accordance with this Policy.

Non-Personal Information. When you interact with DFS via this Website, DFS receives and stores certain personally non-identifiable information (“Non-Personal Information”). Non-Personal Information, which is passively collected using various technologies, cannot be used to identify a specific user. DFS may store such information itself or in databases owned and maintained by DFS affiliates, agents, or service providers. DFS may aggregate personally non-identifiable information.

Cookies. In connection with the operation of this Website, DFS may employ the use of technology commonly known as “cookies.” A “cookie” is an element of data that a website can send to the Internet browser of a visitor to that website. A “cookie” is not a computer program and has no ability to read data residing on the visitor’s computer or instruct it to perform any step or function. The “cookie” does not extract any Personal Information.

Use of Information Collected
DFS uses Personal Information a visitor provides in a manner consistent with this Policy. If a visitor provides Personal Information for a specific reason, DFS will use the Personal Information for the purpose it was provided. DFS, its subsidiaries, affiliates, and agents may use Personal Information and Non-Personal Information collected through the Website to improve the content and functionality of the Website. DFS also uses Personal Information to send marketing and other communications to visitors of the Website. By providing Personal Information to DFS through the Website, a visitor consents to these uses of that Personal Information.

DFS may disclose Personal Information if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect or defend the rights or property of DFS, (iii) act in urgent circumstances to protect the personal safety of visitors to the Website, or (iv) protect against legal liability.

Disclosure of Information Collected
DFS will not sell, license, transmit, or disclose information collected to parties unaffiliated with DFS unless such sale, license, transmittal, or disclosure is expressly authorized by the visitor or required or permitted by law. In all cases, DFS will disclose information collected consistent with applicable laws and regulations, and will require the recipient of such information to protect the information and use it only for the purpose it was provided.

Exclusions
This Privacy Policy does not apply to any Personal Information collected by DFS other than Personal Information collected through this Website. DFS shall be free to reproduce, use, disclose, and distribute any unsolicited information to others without limitation or attribution. This includes, but is not limited to, information posted to any public areas of the Website, such as bulletin boards, any ideas for new information, resources, products or services, and other unsolicited submissions.

Use by Children
This Website is offered and available to users who are 18 years of age or older. By using this Website, a visitor represents and warrants that he is of legal age to form a binding contract with DFS and meet this age eligibility requirement. If you do not meet the requirement, you must not access or use the Website.

DFS does not knowingly collect Personal Information from children under the age of 13. If you are under the age of 13, please do not submit any Personal Information through this Website. If there is reason to believe that a child under the age of 13 has provided Personal Information through this Website, please contact DFS.

Security
DFS takes reasonable precautions to protect visitors to its Website and information provided by such visitors. Unfortunately, the transmission of information via the internet is not completely secure. Any transmission of Personal Information is at your own risk. DFS is not responsible for circumvention of any privacy settings or security measures contained on the Website.

Hyperlinks to Other Websites
This Website may contain hyperlinks to other websites not operated or controlled by DFS (“Third Party Websites”). DFS is not responsible for either the privacy policies of Third Party Websites or the validity of information contained therein. Inclusion of hyperlinks to Third Party Websites does not in any manner imply any endorsement of the material on Third Party Websites or association with their owners or operators.

DISCLAIMER OF WARRANTIES
YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. DFS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES REGARDING DATA PRIVACY OR DATA SECURITY.

LIMITATION OF LIABILITY
YOU EXPRESSLY AGREE THAT DFS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES. YOU SPECIFICALLY AGREE THAT DFS IS NOT RESPONSIBLE OR LIABLE TO YOU OR ANYONE ELSE FOR ANY VIOLATION OF THE RIGHTS OF ANY PARTY, INCLUDING, BUT NOT LIMITED TO, INTELLECTUAL PROPERTY RIGHTS, RIGHTS OF PUBLICITY, OR RIGHTS OF PRIVACY. IF DFS IS FOUND TO HAVE VIOLATED ANY OF YOUR RIGHTS, YOU ACKNOWLEDGE AND AGREE THAT ANY DAMAGES RECOVERABLE AGAINST DFS ARE LIMITED TO THE LESSER OF YOUR ACTUAL, PROVEN DAMAGES OR $10.

You agree that: (1) the Website is not intended to provide legal or financial advice or analysis; (2) the purpose of the Website is solely to convey general information; (3) the Website does not aim to represent your individual situation, and DFS shall not be held liable as a result of actions taken by you as a result of information you enter into the Website, if applicable; and (4) the Website may contain inaccuracies or errors and DFS expressly disclaims liability for any such inaccuracies or errors to the fullest extent permitted by law.

Indemnification
You agree to indemnify, defend, and hold harmless DFS, its officers, directors, employees, agents, licensors and suppliers from and against all claims, liabilities, judgments, awards, costs, losses, expenses, damages and fees, including reasonable attorneys’ fees resulting from any violation of this Privacy Policy, or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the Website using your Internet connection.

Term; Termination
This Privacy Policy is applicable to you upon your accessing the Website and completing the registration or shopping process. These terms and conditions, or any part of them, may be terminated by DFS without notice at any time, for any reason. The provisions relating to Disclaimer of Warranties, Limitation of Liability, Indemnification and Miscellaneous, shall survive any termination.

Notice
DFS may deliver notice to you by means of e-mail, a general notice on the Website, or by other reliable method to the address you have provided to DFS.

Governing Law and Jurisdiction
All matters relating to the Website and this Privacy Policy and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Wisconsin without giving effect to any choice or conflict of law provision or rule. Any legal suit, action or proceeding arising out of or related to this Privacy Policy or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Wisconsin, in each case located in the City of Milwaukee and County of Milwaukee. You waive any objection or defenses to this venue including forum non conveniens.

Miscellaneous
Any cause of action or claim you may have with respect to the Website (including but not limited to the purchase of DFS products) must be commenced within one (1) year after the claim or cause of action arises. DFS’s failure to insist upon or enforce strict performance of any provision of this Privacy Policy shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. DFS may assign its rights and duties under this Agreement to any party at any time without notice to you. DFS is entitled to recover all costs and expenses in enforcing this Agreement, including attorneys’ fees.

Contact Information
To offer comments about this Website or about the information present in this Privacy Policy, please contact DFS at:

Divorce Financial Solutions, LLC
126 North Jefferson Street, Suite 300
Milwaukee, WI 53202
Phone: 1-414-294-4755
E-mail: web@divfinsolutions.com